CPO, VP Product, General Manager
FinTech · EMEA · Israel · Tel Aviv
Total compensation band $280K+. The figure is the member's band, not an offer.
This executive is a fintech and embedded banking leader with over 15 years of experience spanning global banks, card networks, and high-growth fintech platforms across the US, UK, EMEA, and Israel. He has owned multi-million dollar P&Ls, led organizations of 50+ across product, engineering, partnerships, and risk, and built go-to-market and monetization engines for card and lending products. His background bridges deep technical grounding (MS Computer Science) with commercial and financial strategy (MA Financial Economics, CFA Level 1), enabling him to operate at the intersection of engineering execution and executive-level business strategy. He has repeatedly taken products from 0 to 1 in regulated environments, including a revolving credit card launch for a NYSE-listed fintech partner.
Achievements
- Launched a revolving credit card product for Toast (NYSE: TOST) from 0 to 1 in 6 months
- Generated $15M+ in incremental annual interchange revenue by migrating partners to high-yield Visa products
- Built a $5M consultancy practice and scaled Visa's consulting revenue 5x in 24 months
- Selected as 1 of 5 global experts for Citibank's Global Leadership Development Program
- Scaled Citibank customer acquisitions 3x (10K to 30K/month) while growing the lending portfolio 30% annually
Skills
- FinTech
- Embedded Finance
- Payment Processing
- Card Issuing
- Lending
- P&L Management
- Strategic Partnerships
- Product Strategy
- Digital Transformation
- Risk Assessment
- Go-to-Market Strategy
- Cross-functional Leadership
- Embedded Banking Credit Infrastructure
- Thin-File Credit Scoring for Emerging Markets
Looking for
- VP/GM, Embedded Finance
- Chief Product Officer, Fintech
- SVP, Cards & Lending
Experience
- Product Lead (Cards & Lending) — UNIT Nov 2023 - Present
Leads credit infrastructure for a US embedded banking platform, delivering a regulated revolving credit card launch for Toast and driving $15M+ in incremental interchange revenue.
- Founder & Strategic Advisor — JZConsulting Jan 2020 - Oct 2023
Founded and led a boutique consulting firm delivering P&L transformation and data monetization projects for Tier-1 European banks, generating $100M+ in cumulative client value.
- VP, Head of Consulting & Analytics (VCA) — Visa 2017 - 2020
Directed Visa's strategic consulting arm across Russia and CEMEA, scaling unit revenue 5x in 24 months and pioneering data-as-a-service and thin-file scoring products for regional banks.
- SVP, Head of Cards & Lending Products — Citibank 2008 - 2017
Rose through progressive leadership roles to own the Consumer Lending P&L across Russia, USA, and UK, leading 50+ FTEs and scaling acquisitions 3x while maintaining stable risk metrics.
Languages
- English (C1)
- Russian (C2)
- Hebrew (B1)
- Arabic (B1)
Anonymous until this leader says yes. No name, no photo, no contact details. An introduction is sent only after they accept.
Similar profiles
- Founding Chief Technology Officer (CTO) FinTech · FinTech · MENA
- Managing Director, Organizational Development & Strategy (CEO-1) FinTech · FinTech · CIS
- Chief Compliance Officer FinTech · FinTech · EMEA
- Chief Technology Officer (CTO) FinTech · FinTech · Russia
- General Counsel / Head of Legal FinTech · FinTech · EMEA
- Head of HR FinTech · FinTech · Europe
All published profiles · Browse the featured cards · For companies